📊 Loan Prepayment Calculator

Analyse your home loan, save interest, and plan prepayments smartly

Loan Details

Loan Amount (₹)

Annual Interest Rate (%)

EMI (₹)

Original Tenure (Months)

EMIs Already Paid

Loan Start Month (optional)

Regular Prepayment

Prepayment Amount (₹)

Frequency (Every N months)

Annual Lump-Sum Prepayment

Annual Lump-Sum Amount (₹)

Paid in which month of the year?

💡 This is on top of your every-6-month prepayment. For example, a yearly bonus payment of ₹50,000 in month 12 of each year. Leave at 0 to skip.